Introducing HCF Value Ads! Because we're always trying to find ways to give more value, we're now giving members the chance to take over our advertising! You could do a party-trick on prime time telly, say happy birthday to your pet on a billboard - even show off your bird call on the radio. You could do whatever …as long as it’s legal. If you're interested, simply join HCF and email us at ValueAds@hcf.com.au with your membership number and how you would like to use the ad. Terms and conditions

Life’s always changing. Now your extras can too with HCF’s Choose My Extras. You get to choose four extras, and swap* your unused extras as you need... That’s big. *Changeable each calendar year. Annual limits and waiting periods apply. | HCF Health Insurance Australia