High costs of long-term care necessitate discussions with clients of strategies to most effectively cover this contingency.

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Social Security is the backbone of retirement income for tens of millions of Americans, yet headlines about "bankruptcy" have ...

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

Reality came in a gut punch, delivered matter-of-factly by the Needham couple’s local bank teller. The total balance in their accounts was barely enough to buy a few weeks of groceries. Michael Brown ...

Detailed notes, objective testing, and legal assistance if necessary are the keys to obtaining disability benefits for patients who are unable to work due to myalgic encephalomyelitis/chronic fatigue ...

Javascript must be enabled to use this site. Please enable Javascript in your browser and try again. Get the AARP Now app. New and improved, it’s the app that makes ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ...

Voya Financial provides disability insurance to help protect policyholders when they can no longer work due to an illness or injury. However, the company has a history of wrongfully denying claims and ...

Sedgwick is a third-party claims administrator that handles disability claims on behalf of insurance companies. However, they have a history of wrongfully denying claims and leaving many without the ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...