Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

A calendar to help plan fiduciaries track important due dates for their retirement plans, given annual updates and changes.

You won't be able to file your 2025 federal income tax returns before the Internal Revenue Service announces the official start of 2026 tax season — the IRS usually makes this announcement around ...

I’m 72 years old and have my IRA in stock. I start required minimum distributions next year so I want to convert to a Roth IRA. How much should I convert? Should I do it all at once or should I do it ...

Investors with self-directed retirement plans can include many types of alternative assets within their plans. These include real estate, precious metals, private equity funding, promissory notes, ...

I am married, retired and 68 with an income of $200,000 a year between my pension, Social Security and investments. Everything is pretty much paid for, and we are clearly bringing in more than we ...

When I talk to clients about Roth conversions, one of the most important benefits I highlight isn’t necessarily about their own retirement; it’s about protecting their heirs. In my experience, many ...

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your savings alone. One lesser-known rule may help some savers avoid RMDs in certain ...

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your savings alone. One lesser-known rule may help some savers avoid RMDs in certain ...

The retirement industry can still make big strides to help participants realize tax-advantaged strategies when taking plan distributions. Offering workers a strong retirement savings plan is key to ...

Required minimum distributions are often viewed as a compliance hurdle. With mandatory withdrawals from tax-deferred retirement accounts, there are steep penalties for mistakes. In reality, they ...