Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

401(k)s are only available through your employer; Roth IRAs have income limits. 401(k)s offer the possibility of an employer match and high contribution limits. Roth IRAs allow tax-free retirement ...

If you started 2025 with a plan for how much you thought you’d convert to a Roth IRA by the end of the year, the chances are you’re going to end up with a different amount than you had in mind. For ...

If you’ve been wondering whether to save for retirement by making traditional or Roth contributions, it’s not necessarily a straightforward decision. A traditional 401(k) gives you a tax break in the ...

For retirement savers and retirees, the ringing in of the new year will bring more than the usual inflation adjustments to retirement contributions. The retirement legislation known as Secure 2.0 will ...

KARACHI: The decision of State Bank of Pakistan (SBP) to lower the policy rate by 50 basis points to 10.50pc drew mixed reactions on Monday, with a foreign investors’ body welcoming it while the ...

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

Learn how contributing after-tax funds to a Roth has advantages in retirement Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products ...