If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

A proposed 10% cap on credit card interest rates could restrict access to credit for millions of Americans. Industry experts ...

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

Just because you have bad credit, doesn't mean you have no credit card options. Here are the best remaining options for Canadians.