Everything you need to know about how, and when, to refinance your home loan.

The rate on a 30-year fixed refinance decreased to 6.28% today, according to the Mortgage Research Center. Rates averaged 5.39% for a 15-year financed mortgage and 6.13% for a 20-year financed ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

With interest rates near historic lows, now is a good time to consider refinancing your home. Refinancing a mortgage can potentially save you money over the life of a loan. Here are a few tips to help ...

A mortgage refinance replaces your current home loan with a new one. Often people refinance to reduce the interest rate, cut monthly payments or tap into their home’s equity. Others refinance a home ...

A mortgage refinance is the process of obtaining a new home loan for the purpose of replacing an existing loan. Refinances come in two general forms -- cash-out refinances allow borrowers to access ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...