A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if your policy lapses or is surrendered.

Life insurance policies, especially endowment plans or those with a savings/investment component, are long-term commitments. But financial circumstances can change. Maybe you lose a job, or other ...