Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

・Earn a $400 Cash Bonus* with BMO Smart Advantage Checking account ・Must open an account online by January 28, 2026 and complete qualified activities ・BMO Smart Advantage Checking is a great basic ...

Soft switching is opening a new bank account without closing your original one. Here's why you might want to do this and how to manage multiple accounts.

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What's at Stake: Banks risk losing primary deposit share amid fragmented account relationships and promotion-driven churn. Supporting Data: Chime captured 13% of new Q3 checking account openings, ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

A few years ago, corporate America buzzed with talk of “quiet quitting.” Now, a banking industry report points to another new trend with an alliterative name: “soft switching.” Large numbers of ...

Employees are “quiet quitting.” Daters are “ghosting.” Now, a similar behavioral shift is emerging in financial services: “soft switching.” This phenomenon describes banking, credit card, and ...