Discover how interest rates shape saving, lending, and investment decisions, influencing economic growth and financial stability.

If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY) being ...

Discover how supply and demand, bank policies, and the Federal Reserve influence savings account interest rates, and learn ...

Forbes contributors publish independent expert analyses and insights. Catherine Brock covers personal finance and investing. Between March 2020 and July 2023, the Federal Reserve Bank (Fed) raised the ...

As we enter 2024, the financial landscape continues to be shaped by high-interest rates, a scenario that could significantly impact various sectors of the economy. Read on to find out which sectors ...

Investors often express enthusiasm for potential rate cuts by the Fed, anticipating that lower interest rates will stimulate economic growth. However, an analysis of historical data suggests that ...

Interest rate swaps are used by institutions and businesses to manage cash flows and interest rate exposure. Swaps involve the exchange of cash flows between two parties, with an intermediary handling ...

Global interest rates in recent months have gone on a rollercoaster, especially those on longer-term government bonds. Yields on 10-year US Treasuries are climbing again after pulling back from a ...

Both federal and private student loans come with interest, which is essentially the cost you pay in return for borrowing money. While student loans can come with other fees, you’ll likely see the ...

All eyes will turn toward the Federal Reserve this week as the central bank holds its penultimate meeting of 2025 to determine monetary policy and the future of interest rates. And that's especially ...

This story was updated to add new information. WASHINGTON — In the end, the Fed decided to go big. The Federal Reserve lowered its key interest rate by a hefty half percentage point Wednesday, moving ...

You’re more likely to find rates below 4% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...