Money market accounts act as hybrids of checking and savings accounts ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

How to earn the bonus: Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 and make a total of $1,000 or more in qualifying direct deposits to your new checking ...