Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
See how much $10,000 earns in a 6-month CD with today's top APYs. Compare banks, rates, and promo terms to make the most of ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
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Best banks for CD rates for January 2026
Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...
All of the CDs featured here come from FDIC-insured banks, so your deposits are protected up to $250,000. Which account works best for you really comes down to two things: how much cash you want to ...
Borrowers who saw some slight but noticeable relief last month after the Federal Reserve cut interest rates are in store for additional help in the weeks and months ahead. Not only is another interest ...
CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...
Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight quarter-point cuts to its benchmark interest rate. Savers face a shifting ...
Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sara is an experienced writer, editor, and project manager who specializes in ...
The first interest rate cut of 2025 now appears just days away, if projections currently hold. There's around a 90% chance the Federal Reserve will issue a 25 basis point cut when the central bank's ...
Competitive certificate of deposit (CD) rates are good for investors, right? Since CDs are currently offering yields above 5.00%, investors have an opportunity to take minimal risk while earning a ...
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