It’s January and you’ve gone and done it: You’ve resolved to keep better track of your personal finances. But deep down, you’re not sure where to start. Sure, you can buy accounting software, sign up ...

This financial spreadsheet makes it easier to monitor your finances, assess where you are financially right now and determine how much money you have or need for your future.

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Have you ever opened an Excel spreadsheet and felt instantly overwhelmed by cluttered data, mismatched fonts, or confusing layouts? It’s a common frustration, yet so many of us accept it as the norm.

If you resolved on Jan. 1 to keep better track of your personal finances, are you sure where to start? Sure, you can buy accounting software, sign up for a service or poke around your bank’s online ...