In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest. Your principal loan balance won’t decrease at all during this first phase, ...

Some people who’ve bought a new car recently might be eligible for up to a $10,000 deduction on their federal taxes. As part ...

The way personal loans work is pretty simple. As a borrower, you get a certain amount of money from a lender. You agree to pay it back, with interest, over a certain period. Read Next: 5 Subtly Genius ...

Credit cards can help build credit while making purchases more convenient. Learn how credit cards work and best practices for using them.