Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

“Guaranteed issue” or “guaranteed acceptance” whole life insurance doesn’t require a medical examination or answering medical history questions for approval. In many cases, you must only meet the age ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

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Guaranteed life insurance — also known as guaranteed issue or guaranteed acceptance life insurance — is a type of insurance policy you may qualify for regardless of your health status. It enables ...

When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...