Anyone can qualify for these policies, but premiums are very high compared to other options ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

Whole life insurance is permanent insurance with a guaranteed premium, death benefit and cash value growth. It provides a death benefit and a savings component, called cash value, that increases ...

Founded in 1957, Colonial Penn Life Insurance specializes in affordable coverage for seniors, with guaranteed acceptance policies up to age 85. We like that you can get a policy quickly without having ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

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Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

Guaranteed life insurance — also known as guaranteed issue or guaranteed acceptance life insurance — is a type of insurance policy you may qualify for regardless of your health status. It enables ...