An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Achieving a perfect 850 FICO score is an elite status held by fewer than 1% of U.S. consumers, according to recent analyses of credit data. For context, the average American credit score stands at 717 ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...