Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve ...

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending decisions, ...

Revolving credit allows borrowers to have ongoing access to funds in the form of a line of credit, which comes with rules ...