Today’s CD rates for January 16, 2026: Highest APYs range from 4.10% to 4.78%

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

Could the 4% CD today feel like a win a year from now? 5 pros on where CD rates will go in early 2026 — and whether you should lock in now

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...

This CD is still paying 6% — and 5 more paying 5% APY and up

A 6-month CD at United Fidelity Bank earns 4.20% with a minimum balance requirement of $1,000. The bank also has other ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
MarketWatch

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...